We recently named the 100 most promising fintech startups. Now we’re putting predictions on the record for who we think will raise funding next.
Our Funding Window model flagged 13 winners as being inside their predicted fundraising periods on October 28, the day the list came out. One announced a round that same day: dispute management platform Casap raised a $56M Series B led by Base10 Partners, within the window our model predicted.
Most of the other 12 sell software that runs the day-to-day work of finance, from closing the books to servicing loans. Many are also new to their windows. Eight of the 13 last raised a seed or Series A round, and six of those entered their predicted windows in the six weeks before October 28.
Below are the 13 companies we’re tracking.
Note: CB Insights’ Funding Window estimates when a private company is likely to raise its next round by comparing its funding timeline with those of similar-stage peers. Predictions are as of October 28, 2026, the Fintech 100 release date, and funding data is as of November 5, 2026.
Eight automate the daily work of finance
- Accounting and finance: Campfire, CoPlane, and Numeric automate work such as revenue accounting, invoice processing, and closing the books.
- Payment disputes: Casap helps banks and credit unions manage disputes and fraud, while Chargeflow helps online merchants prevent and recover chargebacks.
- Vendor diligence: Kobalt Labs helps financial institutions vet vendors and monitor them for compliance risks.
- Lending operations: Salient automates loan servicing and collections, while TidalWave automates mortgage applications and processing.
Six of the eight were founded in 2023 or later, and several have attracted investors from the industries they serve. Credit bureau Experian and card issuer Synchrony joined Casap’s new round, homebuilder D.R. Horton backed TidalWave’s Series A, and Stripe invested in CoPlane’s seed round. For the seven still waiting to raise, about three in four similar-stage companies went on to raise again, typically 16 to 19 months after their previous round.
Three build infrastructure for blockchain-based finance
Tempo, a blockchain built for payments, was founded in 2025. That October it raised a $500M Series A at a $5B valuation (74% of comparable Series A startups raised again, after a median of 19 months), led by Greenoaks and Thrive Capital. Stripe and crypto investor Paradigm incubated the company.
Stablecoin issuer Tether backs the other two. It invested in LayerZero (33% of comparable startups with a similar last round raised again, after a median of 15 months), which connects blockchains to each other, in February 2026. It also joined the October 2025 Series A of Singapore-based Pave Bank (67% of similar Series A companies in Asia raised again, after a median of 15 months), a programmable bank for businesses, alongside crypto market maker Wintermute.
Two are already 1,000-person companies
Dubai-based mortgage brokerage Huspy and Turkey-based investing app Midas are the most established companies on this list. Both were founded in 2020 or 2021 and now have more than 1,000 employees, per CB Insights data.
Both also raised big rounds last summer. Huspy closed a $59M Series B extension led by Balderton Capital and Peak XV Partners in July 2025, and Midas raised an $80M Series B led by QED Investors a month later. About 3 in 5 similar Series B companies raised a follow-on round, with half of them within 18 months.
We’ll revisit this list to see which companies raised within their predicted windows, as we did with last year’s Money Awards winners.
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